![]() ![]() Similarly, if you wanted to redeem them for cash, you could redeem your miles from the Venture at the Savor's higher rate of 1 cent per point. This would mean that if you want to redeem your rewards for travel, you could transfer the rewards from your Savor card to Capital One's transfer partners. However, if you hold both cards, you can combine your rewards and unlock the best redemption options for each. Less valuable redemption options include redeeming your miles for gift cards or using them to pay when you shop through Amazon, PayPal or Capital One Entertainment at a rate of 0.8 cents per point and for cash-back at an abysmal rate of 0.5 cents per point. You can also redeem them for travel by booking through Capital One Travel at a rate of 1 cent per point or for a statement credit toward travel spending at the same value. To get the most value, you can transfer your miles to any of Capital One's 18 hotel and airline partners. The Capital One Venture (see rates and fees), on the other hand, earns Capital One miles and gives you a wider range of redemption options. You can also redeem your rewards for gift cards or donate them to charity. Since the Capital One Savor is a cash-back card, your simplest redemption option is for cash-back as a statement credit or check. ![]() bonus category credit cards Redeeming rewards with the Capital One Savor vs. But if you spend more on purchases outside those categories, the Venture is your better earner. If most of your spending falls in the Savor's bonus categories, it's your better option. Then, you could use your Venture card for all travel and non-bonused spending. That means you could earn 10 miles per dollar spent on Uber and Uber Eats, 4 miles on dining, entertainment and streaming, and 3 miles at the grocery store. If you hold both cards, the cash back earned on the Savor card can convert to Venture Miles. The Capital One Venture (see rates and fees), on the other hand, earns 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 2 miles per dollar on all other spending. However, if you spend much of your budget on general travel or non-bonus spending, you'll do better with a different card. This is a great earning structure if you want to earn cash-back rewards on everyday purchases. 4% back on dining, entertainment and popular streaming services.5% back on hotels and rental cars booked through Capital One Travel.10% back on Uber and Uber Eats purchases (through Nov.The Capital One Savor has some impressive bonus categories: Related: The best cards for airport lounge access Earning rewards on the Capital One Savor vs. Its travel benefits are more valuable than those you'll get with the Savor. One Capital One Lounge visit ordinarily costs $65, so your two complimentary visits alone are a perk valuable enough to make the annual fee worth paying. Access to Capital One Entertainment and Capital One Dining.Global Entry or TSA PreCheck application fee credit (up to $100) every four years.Two visits per year to Capital One or Plaza Premium lounges.Capital One Venture welcome bonusĬurrently, the Capital One Savor is offering a welcome bonus of $300 after you spend $3,000 in your first three months of account opening.Īs a travel rewards card, the Capital One Venture (see rates and fees) comes with a longer list of travel benefits: Global Entry or TSA PreCheck application fee credit (up to $100) every four yearsĪccess to Capital One Entertainment and Capital One DiningĬomplimentary Uber One membership (through Nov. Two complimentary Capital One or Plaza Premium lounge visits per year 14, 2024)ĥ% back on hotels and rental cars booked through Capital One TravelĤ% cash back on dining, entertainment and popular streaming services Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account openingĮarn a one-time $300 cash bonus once you spend $3,000 on purchases within three months from account openingĥ miles per dollar on hotels and rental cars booked through Capital One TravelĢ miles per dollar on all other purchasesġ0% back on Uber and Uber Eats (through Nov.
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